Why would you need an appraisal from Taylor & Company?

Thousands of people in South Carolina purchase, sell or refinance their home each month. Many of these transactions contain a simple line item for an appraisal. Almost all lenders still need a local expert because the stakes are incredibly high, even though there are a developing number of automated home valuation methods that may appear less expensive than an appraisal. You might believe that securing a mortgage is the only reason to get an appraisal, but there are additional cases when the services of a certified, independent real estate professional could come in handy.

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Let Taylor & Company help you appeal your tax assessment in Greenville County

If you live in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from Taylor & Company is your best evidence when building your case. We're capable of assisting you in challenging your tax assessment.

Let Taylor & Company help you lower your mortgage payment

Private Mortgage Insurance, or PMI, is an added insurance plan that nearly all lenders ask home owners to buy when the amount being loaned to the home buyer is more than 80% of the actual value of the real estate. Very often, this additional payment is bundled into the monthly mortgage payment and is promptly forgotten. PMI isn't necessary when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to remove the PMI payments on most mortgages when the balance is paid down to 78% of the original value.

Taylor & Company will produce a statement regarding the value of your home, and the price you paid for the appraisal can often be recovered in just a few months because you'll no longer be paying the PMI.

An appraisal from Taylor & Company will help you settle a divorce with less stress

A divorce can be a very traumatic experience for both parties, and it is often further complicated by the burdensome decision of who gets the home. Regardless of the circumstances, it's wise to get an appraisal from Taylor & Company so both parties are fully aware of the true market value of their property.

If the parties want to sell the home, they'll have a better idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Fair and accurate estate liquidation with help from Taylor & CompanySettling an estate

The loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the utmost degree of discretion.

Unlike wealthy individuals, most Americans do not have dedicated estate planners or executors to handle these issues. And seeing that a home or other property often makes up a disproportionate share of the total estate value, understanding the correct value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received a fair deal.

Relocating to or from Greenville County?

Employee relocation can be a real pain. We know where you're coming from! That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive aspects of their property, as well as information about any current sales or listings in their area that they want considered during our detailed process.

Don't sell out for too little or let your home stay on the market too long.

A professional appraisal will help you make a more informed decision regarding your selling price, whether you want to sell your home on your own or with the help of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. The price we charge isn't contingent upon the value opinion we render, but rather they rest on our efforts to finish the appraisal.

We determine the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a reliable way to determine what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.